Insurance Companies Favor Generic Prescription Drugs
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Many insurance companies are partial to generic prescription drugs because they typically cost much less than name brand prescriptions, saving the insurance company a lot of money. It is common to find insurance companies that prefer it if their customers use generic prescriptions while others require the patient to take generic alternatives unless specified otherwise by a doctor or pharmacist.
About Generic Drugs
What is the difference between discount prescriptions and generic prescriptions? That depends on the pharmacy and what is ordered by the doctor. While generics ensure some type of savings, discount prescriptions may have more to do with the store’s buying policy. For example, some mega stores can afford to sell prescriptions cheaper because they buy in large bulk amounts. These prescriptions may or may not be generic brands. It is always good to know all information about prescription drugs that are prescribed to find the best deal and to shop around at various sites to find which program fits best.
Alternative Options for those Lacking the Funds to Afford Generics
What happens if a patient cannot afford any drugs, even the generics? There are programs available for people without insurance or income adequate enough to afford required medications. For seniors there is Medicaid and Medicare. Medicaid may also apply to people under the age of 65 is certain criteria are met.
Regardless of which program is chosen, it is always best to at least look into generic prescription drugs, as they may be able to save a great deal of money over a long period of time.
