How Health Insurance Reform Affects You
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The new health insurance reform bill was signed into effect on Tuesday, March 23, 2010, and while it remains a divisive issue among American citizens, the bill by and large entails that 32 million Americans, those who could not previously afford insurance, can now obtain coverage in what is the largest tax cut for middle class health care to date. Additionally, insurance companies will no longer be able to deny coverage to people with pre-existing conditions, a dubious loophole that surely won’t be missed. While there is a hefty price to pay in the way of a $940 billion dollar deficit, more individuals will now have access to essential prescription drugs -- vital medicines previously perceived to be beyond the financial reach of many American families that treat serious conditions, including Cancer and Kidney disease. Thankfully, online drugs references exist to help consumers educate themselves on what is now available to them and informed choices can be made. By looking up medicine through drugs references, one can learn about generic alternatives to more expensive brand name medicines and compare costs.
Health Insurance Reform Rundown
Essentially, those who are either uninsured or self-employed and have an income between 133 and 400 percent of the poverty level will now be able to acquire insurance. Also, Medicaid coverage will be expanded to include families that fall under the 133 percent poverty level and adults without dependents are now eligible.
Additionally, the Nebraska FMAP provision, better known as the “doughnut/donut hole” to senior citizens who’ve had to pay thousands of dollars out of pocket over the past few years to obtain their prescription drugs, will now be eliminated. All seniors who were affected by the Medicare gap will now receive a $250 rebate, and in 2011, seniors will receive 50% discounts on brand name prescription drugs and further savings can be found by utilizing online drugs references and discount prescription discount cards to make medicines even cheaper.
By expanding health coverage to American citizens, the government is making insurance mandatory. In 2014, excluding some individuals who fall under the poverty level and illegal immigrants who will not eligible to receive insurance under the new health insurance reform bill, it will be required by law for all Americans to purchase health insurance or a yearly fine will be received.
Money-Saving Drugs References
The health insurance reform bill can have positive implications for the average drug consumer, and utilizing an authoritative, consummate online drug resource can further yield benefits and empower consumers. The premiere online resource for prescription medicine information, PrescriptionDrugs.com is dedicated to helping Americans save money at the pharmacy by providing superior drugs references and discounts to all.
